Ceria

Ceria is a digital lending app from Bank BRI that gives you fast access to funds for online purchases and everyday needs. As a Bank BRI customer, you can apply for a loan of Rp 500,000 up to Rp 20,000,000 and receive approval within 30 minutes—no lengthy paperwork or branch visits required.

Choose your repayment schedule from 1 to 12 months based on what works for your budget. The interest rate is 2.5% flat per month (30% annual percentage rate). Your monthly payment is fixed and automatically deducted from your savings account on the due date, so you never miss a payment. For example, borrowing Rp 3,000,000 over 12 months costs Rp 325,000 per month, totaling Rp 3,900,000 in repayment.

Use the loan to cover online shopping, bills, emergencies, or any purchase you need to spread across manageable monthly instalments. The application process is simple and transparent—you'll know exactly what you owe from day one. As a Bank BRI savings customer, you already meet the eligibility requirements.

Ceria is officially registered and supervised by Indonesia's Financial Services Authority (OJK), ensuring your borrowing is safe and compliant. Download Ceria today and get the funds you need in minutes, with repayment terms you control.